Our Services
Using our technical expertise, we strive to provide maximum value to you through the following group benefits advisory services.
Market evaluations and competitiveness
For you to attract and retain the best talent for your business you need the right benefit plan at a competitive price. We use our extensive knowledge and experience to make sure that's what you get. We work closely with you to review your plan and conduct an objective, independent market review to help you choose the insurance provider to best meet your needs.
Plan design review and benchmarking
Does your benefit plan have the best features and the right funding arrangement to meet your needs? We assess this for you and keep you informed of benefit trends.
Group Retirement Programs
"Most people need more than a survival plan at retirement."
We will conduct a review of your current plan or we will help you design a program to meet your needs.
Client advocacy
Many aspects of group benefits can be both complicated and sensitive. Because we understand the issues and know the industry, we are effective in negotiating on your behalf in matters such as resolving claims or administration issues.
Administrative support services
We understand the complexities and responsibilities plan sponsors face when administering a group program. We will coach, train and educate those within your organization who perform the required administrative functions.
Contract interpretation
We will help you and your employees understand what is covered in the policy, what isn't covered and how the claims process works.
Quarterly experience reports
We review your claims experience quarterly and inform you of any trends that may affect your rates at renewal.
Renewal negotiations
We will review your benefit plan annually and negotiate fair rates based on plan design, participation and claims experience. Our goal is to have you understand all variables which impact the pricing of your program.
Actuarial support services
Through our affiliate we are able to provide clients with actuarial analysis.
Consumer Disclosure
We feel it is important that you understand how we are compensated for the services we provide. Click here to read our disclosure statement.
Use the links below to access additional consumer information about life and health insurance products and services.
Canadian Life and Health Insurance Association (CLHIA) Consumer Code of Ethics
Canadian Life and Health OmbudService (CLHIO) Consumer Assistance Centre
